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Extended Health Care
Extended Health Care (EHC)—also known as Supplementary Health Insurance—is additional insurance that covers medical expenses not included in your government health plan (like OHIP in Ontario).
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What Does Extended Health Care Cover?
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1. Prescription Drugs
• Covers medications not paid for by your provincial plan.
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2. Dental & VisonCare (sometimes included)
• Preventive care, fillings, extractions, and more (depends on plan).​
• Eye exams, glasses, and contact lenses.
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3. Paramedical Services
• Services like:
• Massage therapy
• Physiotherapy
• Chiropractor
• Acupuncture
• Psychologists or therapists​​
​4. Medical Equipment & Supplies
• Wheelchairs, crutches, orthotics, etc.
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5. Emergency Travel Medical
• Coverage for health emergencies while traveling outside your province or country.
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6. Private or Semi-Private Hospital Rooms
• Upgrades beyond standard ward rooms during hospital stays.
Why It’s Important:
While provincial plans cover basic health care, extended health plans protect you from out-of-pocket costs for day-to-day health and wellness services—especially important for families, seniors, and self-employed individuals.
