Travel insurance is a type of insurance that protects you from unexpected financial losses or emergencies while you’re travelling—whether it’s for a short trip or a long vacation.​

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Key Features of Travel Insurance:

1. Emergency Medical Coverage
   •    Covers hospital stays, doctor visits, and emergency medical treatment while you’re outside your home province or country.
   •    This is especially important, since provincial health care doesn’t fully cover you abroad.

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2. Trip Cancellation or Interruption
   •    Reimburses you if you need to cancel your trip due to illness, family emergency, or other covered reasons.
   •    Also covers interrupted trips (e.g., needing to return home early).

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3. Lost or Delayed Baggage
   •    Covers the cost of lost, stolen, or delayed luggage.

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4. Flight Delay or Missed Connection
   •    Provides compensation for extra costs like hotel stays or meals if your flight is delayed or missed due to reasons outside your control.

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5. Accidental Death & Dismemberment
   •    Provides a payout in case of serious injury or death while travelling.​

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Why It’s Important:
   •    Medical care abroad can cost thousands of dollars out of pocket.
   •    Travel insurance gives you peace of mind and financial protection for your health, plans, and belongings.