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Home & Auto Insurance

Home Insurance
Protects your house and belongings from damage or loss.Covers:   
•    Fire, theft, vandalism, and weather damage (like hail, wind)   
•    Personal belongings (furniture, electronics, clothes)   
•    Liability if someone is injured on your property 
•    Additional living expenses if your home becomes unlivable

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Auto Insurance
Covers vehicles and protects you, passengers, and others involved in an accident.
Covers:   
•    Vehicle damage (accidents, vandalism, theft)   
•    Medical bills for injuries   
•    Liability for damage or injury you cause to others   
•    Optional add-ons: rental car coverage, glass repair, roadside assistance

Property Insurance
Broad term for physical property protection (home, buildings, etc.)   
•    Can refer to personal property insurance (for homeowners, renters, businesses)   
•    Covers damage or loss to physical assets due to fire, theft, flood, etc.

Casualty Insurance
Protects you from legal liability for injuries or damage you cause to other people or their property.
Examples:   
•    Auto liability insurance   
•    Home liability coverage   
•    Commercial general liability (for businesses)

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